/* Shared navigation and compact, optional layers of detail. */
.site-header,.guidance-page .site-header{height:68px;min-height:68px;flex-wrap:nowrap;padding:0 max(24px,calc((100vw - 1280px)/2));gap:12px;background:var(--surface,#fff)}
.brand{font-size:22px;letter-spacing:-.8px;white-space:nowrap}
.mark{width:32px;height:32px;font-size:24px;border-radius:9px}
.site-menu{position:relative;flex:0 0 auto;border:0;margin:0;padding:0}
.site-header details.site-menu,.workbench-toolbar details.display-options{border:0;margin:0;padding:0}
.site-menu[open]>summary,.display-options[open]>summary{margin-bottom:0}
.site-menu>summary{display:flex;align-items:center;gap:10px;min-height:44px;padding:8px 12px;border:1px solid var(--line);border-radius:10px;font-size:14px;font-weight:600;list-style:none;cursor:pointer}
.site-menu>summary::-webkit-details-marker,.display-options>summary::-webkit-details-marker{display:none}
.site-menu>summary::after,.display-options>summary::after{display:none}
.site-menu[open]>summary{background:var(--soft)}
.menu-panel{position:absolute;right:0;top:calc(100% + 10px);width:260px;max-width:calc(100vw - 32px);padding:8px;border:1px solid var(--line);border-radius:14px;background:var(--surface,#fff);box-shadow:0 12px 36px #183f3626;z-index:40}
.site-header .site-menu .site-nav{display:flex;flex-direction:column;align-items:stretch;gap:2px;font-size:14px}
.site-header .site-menu .site-nav a{min-height:44px;padding:10px 12px;font-size:14px;white-space:normal}
.site-menu .actions{display:flex;flex-direction:column;gap:2px;width:auto;border-top:1px solid var(--line);margin-top:6px;padding-top:6px}
.site-menu .actions button,.site-menu .actions .guide-return{margin:0;padding:10px 12px;min-height:44px;border:0;background:none;font-size:14px!important;text-align:left;color:var(--ink);font-weight:500;flex:none}
.site-menu .actions button:hover{background:var(--soft)}
.intro{align-items:flex-start;gap:16px;margin-bottom:14px}
.intro h1{font-size:clamp(28px,3.3vw,40px);line-height:1.15;margin:0 0 8px;letter-spacing:-1px}
.intro #introText{font-size:14px;line-height:1.5;max-width:580px;margin:0;color:var(--muted)}
.display-options{position:relative;flex-shrink:0;border:0;margin:0;padding:0}
.display-options>summary{list-style:none;cursor:pointer;padding:8px 10px;min-height:40px;border:1px solid var(--line);border-radius:9px;font-size:13px;white-space:nowrap;background:var(--surface,#fff)}
.display-options .level-control{position:absolute;right:0;top:calc(100% + 8px);z-index:25;min-width:280px;padding:16px;border:1px solid var(--line);border-radius:12px;background:var(--surface,#fff);box-shadow:var(--shadow);margin:0}
.workbench-toolbar{display:flex;align-items:center;gap:12px;margin-bottom:18px}
.workbench-toolbar .page-nav{flex:1;min-width:0;margin-bottom:0}
.page-nav{gap:8px;margin-bottom:18px}
.page-nav button{padding:10px 18px;font-size:14px;min-height:44px}
.welcome-wizard{margin:8px auto 32px}
.welcome-intro{margin-bottom:22px}
.welcome-intro h1{font-size:clamp(32px,4vw,46px);margin:8px 0 12px}
.welcome-question{display:flex;align-items:center;justify-content:space-between;gap:16px;text-decoration:none;border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin-top:14px;background:var(--surface,#fff)}
.welcome-question strong{display:block;font-size:15px}
.welcome-question small{display:block;color:var(--muted);font-size:12px;margin-top:2px}
.welcome-question:hover{border-color:var(--green);background:var(--soft)}
.journey-open .welcome-intro{display:none}
.journey-open .start-choices{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.journey-open .start-choices button,.journey-open .start-choices button[aria-pressed=true]{display:block;padding:11px 12px;border-radius:10px;text-align:center}
.journey-open .start-choices .choice-icon,.journey-open .start-choices button>span:last-child{display:none}
.journey-open .start-choices strong{font-size:14px;line-height:1.4}
.journey-open .journey-form{margin-top:14px}
.journey-open .welcome-question,.journey-open .welcome-privacy{display:none}
.experiments-panel>summary{font-size:16px;font-weight:600}
.topic-picker{border-top:1px solid var(--line);margin-top:14px;padding-top:12px}
.topic-picker>summary{font-size:14px;font-weight:600;cursor:pointer}
.guidance-page .ask-intro{margin-bottom:20px}
.guidance-page .ask-intro h1{font-size:36px;margin:0 0 8px}
.guidance-page .ask-intro>p:last-child{font-size:15px;margin-bottom:0}
.guidance-page .ask-intro .eyebrow{display:none}
.guidance-page .question-panel{padding:20px}
.guidance-page .question-row{margin-top:12px}
.guidance-page #contextSummary:empty{display:none}
.guidance-page #searchBox{border:0;margin:0;padding:0}
.guidance-page:not(.has-answer) #searchBox>summary{display:none}
.has-answer .ask-intro,.has-answer #questionTitle{display:none}
.has-answer #searchBox>summary{font-size:14px}
footer{align-items:center;gap:12px}
@media(max-width:760px){
 .site-header,.guidance-page .site-header{height:64px;min-height:64px;padding:0 16px;gap:8px}
 .brand{font-size:20px;gap:8px}.mark{width:30px;height:30px;font-size:22px}
 main,.guidance-page main{padding:20px 16px 0}
 .intro{display:block;margin-bottom:12px}
 .intro h1{font-size:27px;letter-spacing:-.8px;margin:0 0 6px}
 .intro #introText{font-size:13px;line-height:1.5}
 .display-options>summary{font-size:12px;padding:8px}
 .plan-context{font-size:12px;margin-top:8px!important}
 .page-nav{margin-bottom:14px;gap:0}
 .page-nav button{display:block;padding:8px 6px;font-size:14px;min-height:44px}
 .workbench-toolbar{gap:8px;margin-bottom:14px}
 .panel{padding:18px;border-radius:14px;margin-bottom:14px}
 .plan-inputs .panel-title{margin-bottom:0}.plan-inputs h2{font-size:16px}
 #basic label{margin-top:12px;font-size:12px}
 #basic .field-label{min-height:34px;padding-right:24px;line-height:1.4}
 #basic .fieldbox{margin-top:6px}
 #basic .help-button{width:24px;height:24px;min-width:24px;font-size:12px}
 body[data-level=simple] #basic .field-description,body[data-level=simple] .input-note{display:none}
 .range-control{margin-top:2px}.range-control input[type=range]{height:32px}
 .privacy-note{font-size:11px;margin-bottom:0}
 body[data-level=simple] .plan-inputs .privacy-note{display:none}
 .plan-inputs #essentials{margin-top:14px;padding-top:12px}
 .hero-result{padding:20px;border-radius:14px;margin-bottom:14px}
 .before-tax-badge{margin-bottom:8px}.big{font-size:38px}
 .hero-result #secondary{font-size:13px}.metrics{gap:8px}.metrics strong{font-size:16px}
 .chartpanel .panel-title{align-items:flex-start}.chartpanel h2{font-size:16px}
 .chartpanel .segmented button{font-size:12px;padding:7px 10px}
 .welcome-wizard{margin:0 auto 24px}.welcome-intro{margin-bottom:18px}
 .welcome-intro h1{font-size:34px;margin:4px 0 10px}.welcome-intro>p:last-child{font-size:14px}
 .start-choices{grid-template-columns:1fr;gap:10px}
 .start-choices button,.start-choices button[aria-pressed=true]{display:grid;grid-template-columns:26px 1fr;column-gap:12px;padding:16px;border-radius:12px}
 .start-choices .choice-icon{grid-row:1/3;margin:0;font-size:25px}
 .start-choices strong{font-size:17px;line-height:1.4}
 .start-choices button>span:last-child{grid-column:2;margin-top:4px;font-size:12px}
 .journey-fields{grid-template-columns:1fr 1fr;gap:0 12px}
 .journey-fields label{margin-top:12px;font-size:12px}.journey-fields .optional{display:inline;font-size:10px}
 .journey-form{padding:18px}.journey-form>.hint{font-size:12px}
 .journey-form .panel-title h2{font-size:17px}.journey-form .button-row{gap:10px}
 .journey-risk{margin-top:14px}.journey-risk summary .optional{display:inline}
 .guidance-page .ask-intro h1{font-size:30px}.guidance-page .ask-intro>p:last-child{font-size:14px}
 .guidance-page .ask-intro{margin-bottom:16px}.guidance-page .question-panel{padding:18px}
 .question-row input{font-size:16px}.topic-buttons{gap:6px}.topic-buttons button{font-size:12px;padding:8px 10px;min-height:40px}
 .option-card{padding:18px}.option-subtitle{margin-bottom:14px}.answer-panel>h2{font-size:24px}
 footer{align-items:flex-start;font-size:11px;padding-top:18px;padding-bottom:24px;gap:8px}
 body[data-stage=workbench][data-page=calculator] footer{padding-bottom:100px}
}
@media(max-width:350px){.brand{font-size:18px}.site-menu>summary{padding:8px;font-size:13px}.intro h1{font-size:25px}.journey-fields{gap:0 10px}}
@media print{.site-menu,.display-options,.welcome-question{display:none!important}}

/* Clear choices, readable context and one level of disclosure for comparisons. */
.context-strip{padding:0 0 18px}
.context-strip>p:not(:empty){color:var(--ink,#244c3d);background:var(--surface-soft,#edf3e7);border:1px solid var(--control-border,#d4dfcc);border-radius:10px;padding:12px 15px;line-height:1.6;font-weight:550}
.context-source{color:var(--muted,#405c48);font-weight:400}
.context-strip>details>summary{min-height:44px;display:flex;align-items:center;font-size:14px}
.context-strip>details>summary:after{top:12px}
.guidance-page .ask-fields .field-description{display:block;color:var(--muted,#4f6356);line-height:1.5;font-size:12px;font-weight:400;margin-top:7px}
.answer-checked{font-size:12px;color:var(--muted,#4f6356);margin:8px 0 16px}
.answer-lead{font-size:17px;line-height:1.65;max-width:74ch}
.answer-caution{line-height:1.65;color:var(--warning,#614818);background:var(--warning-bg,#fff1cf);border-color:var(--control-border,#9c7628)}
.option-grid{gap:16px;align-items:start}
.option-card{border-radius:14px;padding:22px;box-shadow:0 2px 8px #183f3604}
.option-card h3{font-size:20px;font-weight:650;letter-spacing:-.35px}
.option-subtitle{font-size:14px;line-height:1.55;min-height:43px}
.tradeoff>summary{min-height:46px;display:flex;align-items:center;padding-top:11px;padding-bottom:11px}
.tradeoff ul{padding:0 14px;margin-bottom:5px}
.tradeoff li{padding:12px 0;border-top:1px solid #23523a26}
.tradeoff.con li{border-color:#803d3526}
.tradeoff li strong{font-size:14px;line-height:1.5;display:block;font-weight:650}
.tradeoff li p{font-size:14px;line-height:1.6;margin:5px 0 0;color:var(--ink)}
.poor-fit{font-size:13px;line-height:1.6;color:var(--muted,#495e50);border-top:1px solid var(--line);margin:18px 0 0;padding-top:13px}
.next-steps{background:var(--surface-soft,#eef3e8);border:1px solid var(--control-border,#d4dfcc);border-radius:12px;padding:16px 20px;margin:18px 0}
.next-steps h3{font-size:16px}.next-steps ol{padding-left:21px;margin:10px 0 0;font-size:14px}.next-steps li+li{margin-top:7px}
.full-answer>summary,.answer-sources>summary,.guidance-about>summary{font-size:14px;min-height:44px;display:flex;align-items:center}
.full-answer>summary:after,.answer-sources>summary:after,.guidance-about>summary:after{top:10px}
.more-sections{margin:16px 0 0!important;padding-top:12px!important}
.more-sections>summary{min-height:44px;font-size:14px;display:flex;align-items:center}
.answer-part p{font-size:14px;line-height:1.7}.answer-part h3{font-size:16px}
.suggested-panel{margin:24px 0;padding-top:20px;border-top:1px solid var(--line)}
.suggested-panel h2{font-size:18px}.suggested-panel>.hint{margin:7px 0 14px;font-size:13px}
.suggested-questions{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.suggested-questions button{text-align:left;font-size:14px;font-weight:550;line-height:1.5;padding:14px 16px;min-height:48px;border-color:var(--control-border,#c9d7c3)}
.topic-picker>summary{min-height:44px;display:flex;align-items:center}.topic-picker>summary:after{top:10px}
.topic-buttons button{min-height:44px}
.question-row button{min-height:46px}
.guidance-page .question-row{margin-top:8px}
.guidance-page .question-panel{margin-bottom:14px}
.has-answer .question-panel{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:12px;align-items:start}
.has-answer .question-panel:has(details[open]){display:block}
.has-answer #searchBox>summary{min-height:44px;display:flex;align-items:center;font-size:13px}
.has-answer #searchBox>summary:after{top:12px}
.has-answer .topic-picker{border:0;padding:0;margin:0}
.has-answer .topic-picker>summary{font-size:13px}
.has-answer #matchStatus:empty,.has-answer #matches:empty{display:none}
.has-answer #matchStatus,.has-answer #matches{grid-column:1/-1}
.guidance-page .hint{color:var(--muted,#526657)}
input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #99722f;outline-offset:3px}
button,summary,a,input,select{scroll-margin-block:100px}
@media(min-width:761px){.site-header .site-nav{gap:8px}.workspace{grid-template-columns:320px minmax(0,1fr);gap:22px}.results .hero-result{margin-bottom:16px}}
@media(max-width:760px){
 .suggested-questions{grid-template-columns:1fr;gap:8px}.suggested-questions button{padding:12px 14px}
 .guidance-page .question-panel{padding:16px}.guidance-page .option-card{padding:18px}
 .option-subtitle{min-height:0;margin-bottom:14px}.option-grid{margin:18px 0;gap:12px}
 .answer-lead{font-size:16px}.answer-panel>h2{font-size:26px;letter-spacing:-.6px}
 .question-row{flex-direction:row}.question-row button{align-self:stretch;padding:10px 13px}
 .question-row input{padding:11px;min-width:0}
 .context-strip>p:not(:empty){font-size:13px;padding:11px 13px}
 .context-strip>details>summary{font-size:13px}
 .mobile-summary{gap:10px;padding:10px 16px calc(10px + env(safe-area-inset-bottom));min-height:76px}
 .mobile-amount{flex:1;min-width:0}.mobile-summary strong{font-size:20px;line-height:1.3}.mobile-summary span{font-size:11px;color:var(--muted,#405c48)}
 #mobileCurve{width:64px;height:38px;flex-shrink:0;color:var(--muted,#24684f)}#mobilePaidCurve{color:var(--muted,#879881);stroke-width:1.5}
 .mobile-summary button{min-height:44px;padding:9px 12px;font-size:12px}
 body[data-stage=workbench][data-page=calculator] .mobile-summary.is-editing{display:flex}
 body[data-stage=workbench][data-page=calculator] main{padding-bottom:calc(86px + env(safe-area-inset-bottom))}
 body[data-stage=workbench][data-page=calculator] footer{padding-bottom:24px}
 .plan-inputs .privacy-note{font-size:12px}.range-control input[type=range]{min-height:36px}
 .display-options .level-control{width:min(300px,calc(100vw - 32px));min-width:0}
 .next-steps{padding:15px 17px}.site-menu .site-nav a{min-height:44px}
}
@media(max-width:350px){#mobileCurve{width:42px}.mobile-summary{gap:8px;padding-left:12px;padding-right:12px}.mobile-summary strong{font-size:18px}.mobile-summary button{padding:9px}.question-row{flex-direction:column}.question-row button{align-self:flex-start}.page-nav button{font-size:13px;padding-inline:5px}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
@media print{.suggested-panel,.more-sections>summary{display:none!important}.more-sections{display:block!important}.answer-checked{display:block!important}}

.stale .results .hero-result,.stale .results #chart,.stale .results .chart-card{opacity:.4;filter:grayscale(.6)}
input[aria-invalid=true]{border-color:var(--control-border,#b3452c);outline-color:var(--negative,#b3452c)}
.mobile-summary.stale strong,.mobile-summary.stale svg,#dreamPanel.stale #dreamCards,#dreamPanel.stale #dreamSummary{opacity:.4;filter:grayscale(.6)}
.pending-note{font-size:14px;line-height:1.4;color:var(--muted);margin:6px 0 0}
.start-note{font-size:14px;line-height:1.45;color:var(--muted);margin:0 0 14px}
.savings-type{margin:0 0 14px}.savings-type-label{font-size:14px;font-weight:600;margin:0 0 6px;color:var(--ink)}
.savings-type .segmented,.value-mode .segmented{display:grid;grid-template-columns:repeat(3,minmax(0,1fr))}
.savings-type .segmented button,.value-mode .segmented button{min-height:44px;font-size:14px;padding:8px 2px;white-space:nowrap;min-width:0}
@media(min-width:761px){.savings-type .segmented button{font-size:13px}}
.savings-type #clearSavingsType{font-size:14px;margin-top:6px;min-height:44px;padding:0}
.meaning{background:var(--surface,#fff);border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;margin-bottom:16px}
.meaning h2{font-size:18px;margin:0 0 8px}.meaning p{font-size:15px;line-height:1.5;margin:0 0 8px}
.meaning h3{font-size:15px;margin:12px 0 4px}.meaning details summary{min-height:44px;display:flex;align-items:center;cursor:pointer;font-weight:600}
.meaning-actions{display:flex;flex-wrap:wrap;gap:4px 16px}.meaning-actions button{min-height:44px;font-size:15px;padding:0;text-align:left}
.meaning-action-text{background:var(--soft);border-radius:10px;padding:10px 12px}
.meaning-waiting,.stale .results .meaning{opacity:.55}
.value-mode{display:flex;flex-wrap:wrap;align-items:center;gap:6px 10px;margin:4px 0 10px}.value-mode>span{font-size:14px;font-weight:600}.value-mode .segmented{flex:1 1 240px}
.legend .long-dash-key i{background:repeating-linear-gradient(to right,var(--series) 0 8px,transparent 8px 12px)}
.savings-note{font-size:14px;line-height:1.45;background:var(--soft);border-radius:10px;padding:8px 12px;margin:8px 0 0}.savings-note button{min-height:44px;font-size:14px;padding:0 4px}

#savingsResult{scroll-margin-block-start:20px}
#savingsResult:focus-visible{outline:3px solid var(--ink);outline-offset:4px}